What we do and how we do it
READY TO GET FUNDING? GET IN TOUCH ANYTIME
We are excited to help you meet your financial goals to start or expand your business.
Money is the one thing no business can survive without, but many business owners find themselves cash strapped when (they need it the most.
Many business owners have a tough time getting approved for loans and lines of credit due to poor personal credit history and non-existent business credit history.
I help start-up and established entrepreneurs get the funding they need to grow their business or keep things afloat during tough times.
I examine your credit history health and create a personal plan to increase your chances of getting approved for personal and business loans.
Contact me at firstname.lastname@example.org so we can get started.
Exactly what Wilson Financial Solutions provides
We get negative items off of your credit report and help you add tradelines to increase your score by a minimum of 100 points.
We set up your EIN,
Dun & Bradstreet and add
the necessary tradelines
to generate a business credit score.
We connect you with the best lenders to secure your funding needs.
Q. Why is my credit score important when it comes to getting approved for a loan?
A. Your 'Credit Score' is important but it is not the only thing that a lender considers when approving or denying you for a loan. For the most part your 'Credit Score' will determine how much it will cost you to get the loan. The lower your 'Credit Score' is the high the interest rate a lender will charge you for approving a loan.
Some lenders such as mortgage companies require a minimum credit score to approve a loan. If your 'Credit Score' falls below their pre-determined score you cannot apply for the loan.
Q. Can I have a negative item removed off of my report if owe money to the creditor or debt collector?
A. Regardless if you owe the money or not you have a right to challenge the negative item(s). Every creditor / debt collector must follow the law when adding negative or positive items on your credit report. In the event that a creditor didn't have the appropriate information about your account the negative item must be removed or updated with the proper information by law.
Q. If a negative item is on my credit report I must wait until the creditor takes it off?
A. No you have a right to request an investigation for any negative or positive item on your credit report that you believe to be reporting inaccurately. If the creditor or the credit reporting agency finds that the item is not correct it must be removed regardless if you owe it or not.
Q. Can I challenge my negative items myself?
A. Yes you can. But you must construct the request letters professionally and you must be prepared for an extreme follow up process that can takes months to resolve. We can help you prepare the needed documents to get this done.
We have several types of loan products available including NO DOC loans. Below is are general guidelines for what lending institutions require. Some lenders may require additional documentation.
Personal Loans - Funding Requirements
Business Loans - Funding Requirements